Outsource paraplannning made easy.

Our services

 

Statement of Advice (SOA)

Ranging from risk only plans to complex, comprehensive advice documents involving different entities such as SMSF and family trusts. Fulcrum Paraplanning will write any SOA’s that you require.

Projections & Modeling

Fulcrum Paraplanning can model scenarios and provide detailed projection reports if you require before deciding on a strategy and committing to a full SOA. 

Record of Advice (ROA)

Fulcrum Paraplanning will construct any limited scope SOA/ROA’s to meet your needs. Unsure of whether an ROA or SOA is required? We can assist.

Product Comparison & Analysis

Need to know whether you have reasonable basis for switching Super or Insurance products? Want to research the costs and features of specific products? Fulcrum Paraplanning can do this for you in an efficient manner.

 

The number of scopes of advice and related strategies included is based on the lists below.

Superannuation

  • Rollover and investment allocation

  • Non-concessional contributions

  • Salary Sacrifice

  • Concessional contributions

  • Spouse contributions

  • Contribution Splitting

  • Re-contribution strategy

  • Downsizer contributions

  • Defined benefit vs accumulation

  • GESB West State and Gold State

  • UK Pension analysis/transfer

  • US IRA analysis/transfer

  • Personal Injury Contribution

  • Small business CG Contribution

Self-Managed Superannuation Fund (SMSF)

  • Hold / Rebalance

  • Establishing an SMSF

  • Establishing/updating an investment strategy 

  • Estate Planning within an SMSF

  • Winding up an SMSF

  • Change of Administration

  • Limited Recourse Borrowing

  • Purchasing property inside SMSF

Investment

  • Cash management and income requirements

  • Managed Funds 

  • Property

  • Direct Equities

  • Investment Bonds

Insurance

  • Income protection

  • Critical Illness / Trauma

  • Life

  • Total and permanent disability

  • Ownership (buy/sell) protection

Centrelink

  • Age pension

  • Commonwealth Seniors health card

  • Carer allowance

  • Carer payment

  • Carer supplement

  • Disability support

Aged Care

  • Funding aged care fees,

  • Daily accommodation payments,

  • Refundable Accommodation Deposit

Pension

  • New'/existing pensions and investment allocation

  • Lump sum withdrawals

  • Transition to Retirement

  • Pension Refresh

  • Defined Benefit Pension

Debt/gearing

  • Consolidating debt

  • Increasing payments

  • Lump sum payments

  • Offset account/Redraw facility

  • Debt recycling

  • Gearing/Margin loan

Estate Planning

  • Wills

  • Power of Attorney

  • Enduring guardianship

  • Advanced Health directives

  • Super beneficiaries

Questions before getting started? Get in touch.